Jibaiseki is the mandatory insurance for all of the vehicle owners in Japan. Its English name is Compulsory Automobile Liability Insurance (CALI). In our website, you can find how to purchase Jibaiseki and how to apply for its payout when you become a car accident victim in Japan.

  • 24/04/2020
  • 29/08/2020

Jibaiseki claim documents

All the necessary documents when claiming compensation of Jibaiseki are shown in this page. Together with these necessary documents and the original receipt, claim compensation of Jibaiseki the perpetrator has.

  • 22/04/2020
  • 04/07/2020

General flow of claiming payout of CALI (Jibaiseki)

Insurance companies, traffic accident victims or at-fault parties can claim payout of CALI (Jibaiseki). Once you claim payout of CALI, GIROJ (General Insurance Rating Organization Japan) starts investigation on the situation of the traffic accident and the amount of damages the victim suffered.

  • 14/04/2020
  • 19/04/2020


When insurance companies or traffic accident victims claim payout of CALI (Jibaiseki), GIROJ investigates the situation of the traffic accident and the amount of damage the victim suffered. It was state-owned before 2002, but it’s privatized now.

  • 03/04/2020
  • 04/07/2020

Where to buy Jibaiseki

Jibaiseki is available to purchase in car dealers, automobile repair shops, automobile repair factories and insurance companies. The price and coverage don't depend on where you buy it.

  • 16/01/2020
  • 09/04/2020

Percentage of Negligence in CALI

The total amount of compensation depends on the Percentage of Negligence in a traffic accident. That means, if the car accident victim is 30% negligent in the accident, the amount of compensation he/she legally deserves will be 30% off to all the amount. However, when it comes to CALI's payout, a car accident victim can receive a total of the payout even if he/she is 30% negligent in the accident. In this article, we take a closer look at how the percentage of negligence works in CALI.